Fast Automotive Pawn & Cash Loans

When you're looking for cash loans, contact McKinley Pawn of Mishawaka, Indiana. We're proud to be the state's biggest automotive pawn shop. We pawn cars, trucks, motorcycles, mopeds, scooters, commercial vehicles, zero turn mowers, submarines, and about any motorized vehicle you can think of except for boats. To find out more about the process, read our frequently asked questions below.

How does auto pawn work?

In the state of Indiana, we are required to have a clear title and the car along with a letter of consent before we can pawn your car. Indiana does not allow "title only" pawns. We are required to store your car for the loan period. 

How long do you hold my car?

You may pick up your car anytime between the hours of 10:00 a.m. and 5:00 p.m. Monday through Saturday. All you need is your repayment of the loan plus all fees in cash, your pawn ticket, and a valid driver’s license. Please remember if you brought it to us with no gas, a dead battery, and bad tires, we will return it to you the same way. Your car will be in a fenced compound or indoors in some cases. (Motorcycles are always indoors). We require a 24 hours notice before your car can be picked. We pawn a lot of vehicles and we can make sure your car is ready when you arrive. 

What are the qualifications for an auto pawn?

Your must have a government issued photo ID as well as a free, clean title. The title has to be in the name of the person pawning it. It cannot be written in or an open title, it has to be in the pawners name. If their's two names on the title you have to both parties here to pawn the vehicle. We only go back 10 years on cars and trucks unless its a classic or restored vehicle. Just to clarify a 1997 ford taurus with 250,000 miles is not a classic. 

How much can I borrow?

You can borrow anywhere from $500 to $25,000.

Does my car need to be paid off?

Yes, your car will needs to be fully paid off and have a "clear" title. Your cannot pawn a car you do not own. The title has to have the pawners name on it, It cannot be written in or an open title. 

Do I need to have good credit?

No! Your personal credit is not considered for this loan. Our scoring takes into account a few things like the value of your vehicle, but we do not run your credit.

Do I need to be employed?

You do not need to be employed. We realize that the reason for needing a loan is often because you are not employed.

Can I be in retirement?

Yes. You can even be on disability.

Learn more about our convenient automotive pawn options by contacting us in Mishawaka, Indiana.